- Welcome
- How LifeLock Works
- How can LifeLock help protect my kids and family?
How can LifeLock help protect my kids and family?
Children make prime targets for identity thieves because they typically lack credit records. This results in pristine credit histories ripe for the taking. Since children will not establish credit for some time, the crime often goes undetected for many years resulting in a multitude of defaulted accounts associated with their name. Identity thieves, criminals, and even relatives or friends may take advantage of your child’s identity. Personal identity information such as your child’s Social Security number and date of birth can be obtained from many places including medical offices, schools, and even online profiles. Armed with a child’s personal information, thieves can fraudulently:
- Open new credit-based accounts like credit cards or mortgages
- Establish new non-credit accounts like utilities, and cell phone services
- Obtain employment and then evade paying taxes, for which the child will be held responsible
Moreover, dealing with child identity theft can be extremely difficult. Laws are frequently incapable of handling the crime’s complexity, and financial institutions are often unable to help. The consequences for your child can include difficulty with college admissions and loans, inability to obtain a driver’s license, receipt of collection notices, and even having an outstanding arrest warrant. It pays to protect your children.
- Our LifeLock Identity AlertTM system helps detect applications for many forms of credit and non-credit based services using any piece of your child’s identity information - even just the Social Security number.
- Not only do we alert you to applications for many forms of retail credit cards, mortgage loans, and auto loans, but also for other non-credit related transactions, including wireless service, utilities and non-credit related payday loans. If an application is fraudulent, our remediation team will take action to help restore your child’s good name.
- With WalletLock, we will help cancel or replace cards if the child's wallet is ever lost or stolen.
Help protect yourself and your family today.
LifeLock will:
- Provide early notification by postal mail, email, and/or phone when our LifeLock Identity AlertTM system detects your child’s personal information being used to apply for many forms of credit or services.
- We will provide you with information so you can send a form once a year to request a copy of the child’s Earnings Report from the Social Security Administration. You will then be responsible for submitting this request to the Social Security Administration. This report will allow you to check for fraudulent work and earnings histories.*
- Help cancel or replace the contents of your child’s lost or stolen wallet with WalletLock™.
