What To Do If Your School or Your Child’s School Has a Data Breach

A data breach reported at Butler University in Indianapolis in June exposed the sensitive information of about 163,000 students, alumni, staff and applicants, according to the Indianapolis Star.

Another breach at Indiana University's system earlier this year exposed the data of about 146,000 students and alumni, the Star also reported.

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Universities collect reams of data on their students and faculty, information that some identity thieves might want for their own devices. According to The Chronicle of Higher Education, experts say a university system data breach is not a matter of if, but when. Here's what to do if your, or your child's, school or alma mater suffers a data breach, from NBC News:

—Find out what information was exposed. A lot more damage can be done with a Social Security number than with just a name and address.

—Contact the Federal Trade Commission to create an identity-theft affidavit, and file a report with your local police department. You may need these as you call your banks and credit card companies regarding the data breach.

—Change your password to log into your school account, if you have one. If you use the same password for other accounts, change those, too. Do the same with your PIN numbers.

—Call your banks and credit-card companies and let them know about the breach. Ask them to place an alert for suspicious activity on your accounts. If account or credit card numbers were stolen, ask to close those accounts, cancel those cards and replace them with new ones.

—Contact the three credit bureaus — Experian, TransUnion and Equifax — and ask them to place a fraud alert on your credit reports.

—Continue to monitor your credit cards and bank accounts for charges that aren't yours. In a few months, request a copy of your credit reports to make sure all activity records are accurate and accounts haven't been created in your name.

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