What is SMSishing?

Similar to phishing, SMSishing (or SMS phishing) is when a potential identity thief sends you a text message asking for personal or account information. Because the text appears to be from a reputable contact, many people respond, and that’s when the theft begins.

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Trick or Text?

The problem is obvious, once you have either called the telephone number provided or gone to the listed fraudulent website, you are asked to provide personal information – such as your bank account, debit card, PIN, or other numbers – to verify your identity. But nobody is verifying your identity. They’re stealing it.

Information thieves can collect:

  • Personal information
  • Account numbers and information

What thieves can do with this information:

  • Identity theft
  • Employment-related fraud
  • Loan fraud/payday loan fraud
  • Bank fraud
  • Benefits fraud
  • Tax fraud
  • Other identity fraud

Federal Trade Commission. “Consumer Sentinel Network Data Book For
January – December 2011.” February 2012.

Javelin Strategy & Research. "2012 Identity Fraud Report: Social Media and Mobile Forming
the New Fraud Frontier." February 2012.

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