How LifeLock Works

LifeLock has the best identity theft protection service. Our proactive protection monitors your credit applications and file sharing networks, with the ability to detect, alert and restore.

† Network does not cover all transactions.

3 Layers of Protection


Better fraud detection means more protection.

LifeLock uses advanced technology to constantly monitor over a trillion data points to help detect suspicious uses of your identity information to get loans, credit and services in your name.

† Network does not cover all transactions.


Notification and verification.

At the center of all LifeLock services is the patented LifeLock Identity Alert® system. We will send you a potential fraud alert by text, phone or email*. If you confirm that the suspicious transaction is fraudulent, your LifeLock team is on it.

* Fastest alerts require member's current email address. Phone alerts made during normal business hours.

† Network does not cover all transactions.


We know what to do.

LifeLock's US-based Identity Protection Agents are ready to help with identity theft restoration. And if your identity is ever compromised, an Identity Restoration Specialist takes charge.

$1 Million Service Guarantee

If you ever become a victim of identity theft while a LifeLock member, we'll spend up to $1 Million to hire experts to help your recovery.

‡ Service Guarantee benefits are provided under a master policy issued by State National Insurance Company. Under the Service Guarantee LifeLock will spend up to $1 million to hire experts to help your recovery. Please see the policy for terms, conditions and exclusions at


Dedicated Support Services

We have live, US-based member service support available to answer your questions.